LionRater™ — Free Instant FL Insurance Estimate

See what auto or home insurance costs in Florida — instantly. Our free LionRater™ tool uses real FL rate data. No personal info required. Try it now.

Frequently Asked Questions

How accurate is the LionRater™ estimate?

LionRater™ is built on real Florida Office of Insurance Regulation (OIR) rate filings and current carrier pricing data, so it's typically within 10–20% of the actual quote you'd receive. The estimate intentionally returns a range — the low end reflects an ideal profile (great credit, no claims, mitigation discounts) and the high end reflects a typical profile. Your actual quote depends on underwriting details the estimator doesn't ask for.

Do I have to give my email to use it?

No. LionRater™ is intentionally designed to require zero personal contact information. You only enter the underwriting factors that drive the estimate. We don't email you, call you, or share data with carriers unless you separately request a real quote.

Get a free quote or call (904) 900-5063 — Atesa Risk Advisors, independent Florida insurance brokerage.