FL Auto Coverage Calculator

Not sure how much car insurance you need in Florida? Answer a few questions and get a personalized coverage recommendation in 2 minutes. Free tool.

Frequently Asked Questions

How much liability coverage do I need in Florida?

Florida's required minimums, $10,000 of personal injury protection and $10,000 of property damage liability, are small next to the cost of a serious crash. Most drivers should carry at least $100,000/$300,000 of bodily injury liability and $100,000 of property damage. If you have savings or other assets, match your limits to what a lawsuit could reach, then add an umbrella.

Is this calculator a quote?

No — this calculator recommends coverage limits, not premium prices. After you see your recommended limits, request a quote and we'll shop 40+ A-rated carriers to find the best price for that exact coverage.

Get a free quote or call (904) 900-5063 — Atesa Risk Advisors, independent Florida insurance brokerage.