Business Owners: Cut your insurance overhead. Expert coverage, aggressive pricing, fast answers.

We build the coverage you need to protect your assets without the typical insurance headaches.

Hundreds of Businesses Helped
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What is General Liability Insurance?

Essential protection for businesses against third-party claims of bodily injury, property damage, and advertising injury

Bodily Injury

Covers medical costs and legal fees if someone is injured on your business premises or by your operations

Property Damage

Covers costs to repair or replace someone else's property that you or your employees damage

Advertising Injury

Protects against claims of copyright infringement, libel, or slander in your advertising materials

Insurance Guidance Tailored to You

Your needs come first. There is no one size fits all solution for your business or coverage. We tailor insurance to your needs, not someone else's goal.

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Atesa Risk Advisors
Personalized Policy Recommendations
Dedicated Service Team
No Sales Pressure
Uses Tech To Simplify The Process
Access to Multiple Carriers
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Get Covered in 3 Easy Steps

Our streamlined process makes getting the right business insurance simple and fast. No jargon, no hassle.

1

Request a Quote

Fill out our simple online form or give us a call. It only takes a few minutes.

2

We Shop For You

We instantly compare quotes from over 40 top-rated insurance carriers.

3

Bind Coverage

We present you with the best options. You choose, and we handle the rest.

Comprehensive Coverage, Tailored for You

General Liability is the foundation of business protection. We make sure your policy is built right, with no gaps.

  • Products-Completed Operations: Covers you even after a job is done or a product is sold.
  • Personal & Advertising Injury: Protection against claims of libel, slander, or copyright infringement.
  • Damage to Premises Rented to You: Covers damage to property you rent, like an office or storefront.
  • Medical Payments: Covers minor medical expenses for non-employees injured on your premises, regardless of fault.

Is General Liability Right for Your Business?

If you interact with clients, work on their property, or have a physical location, you need this coverage. It's essential for most businesses, including:

Contractors
Retail Stores
Restaurants
Consultants
Landscapers
Tech Startups
Janitorial Services
Real Estate Agents

How Much Does It Cost?

The cost of general liability insurance is a small price for peace of mind. We work to find you the most competitive rates available.

Factors Influencing Your Premium

Your industry, business size, location, and claims history all play a role in determining your final cost.

Average Costs

Most small businesses pay between $400 and $1,500 annually. High-risk industries like construction may pay more.

Our Promise: The Best Rate

By comparing 40+ A-rated carriers, we ensure you get the best coverage at the most aggressive price.

Frequently Asked Questions

Quick answers to common questions about General Liability Insurance.

Ready to Protect Your Business?

Don't leave your business exposed. A single accident could be devastating. Let our experts build a rock-solid policy that lets you operate with confidence.

Atesa Risk Advisors

Your trusted partner for commercial and personal insurance solutions.

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