HONEST GUIDANCE, SMARTER TOOLS, BETTER COVERAGE

Getting better insurance should not mean paying more. You deserve better than rushed quotes and one-size-fits-all policies. We break it down. You will know what's covered, and what's not. Insurance with confidence!

40+ A-Rated Carriers
Dave Ramsey Trusted Pro
Hundreds of Businesses Helped

Why Choose Atesa Risk Advisors

Insurance Simplified

We Shop, You Save

Access to 40+ A-rated carriers means we find you the best coverage at the best price. Most clients save 20% or more.

Always Available

No more waiting days for a callback. We pride ourselves on fast, clear communication when you need us.

Dave Ramsey Trusted

As a RamseyTrusted Pro, we've been vetted for excellence in service, integrity, and customer satisfaction.

LionRater™ Insurance Price Estimator
Under 2 min

How Much Should You Be Paying for Insurance?

Use our LionRater™ Insurance Estimator to get an instant insurance estimate based on real Florida price data. No personal information required. See how your price compares to the state average.

Real FL price data See savings potential Auto & Home

Ricardo Alonso

In 2020 I founded Atesa Risk Advisors, we offer insurance solutions to diverse businesses, groups, and individuals. I truly enjoy educating clients on insurance and our everchanging Florida marketplace. Just like every business is different, our solutions are tailored to your specific circumstances and needs.

My professional career began in construction and development. This is where I saw the need for insurance professionals knowledgeable in what business owners were actually looking for. Not ones just repeating the same old story.

I make sure that our team brings you the attention you deserve.

All insurance brokers have access the same markets, the difference is in our service.

Education

Harvard University

Harvard University, Cambridge, MA

Master of Liberal Arts (ALM) in Extension Studies - Finance, May 2022

Florida International University

Florida International University, Miami, FL

Bachelor of Business Administration, Fall 2020

Licenses

2-20 General Lines Agent

2-15 Health & Life Agent

General Contractor- Florida

Ricardo Alonso - Founder, Atesa Risk Advisors

Companies We Represent

As an independent insurance agency, we partner with top-rated carriers to find you the best coverage at competitive rates. We shop the market so you don't have to.

Progressive Insurance
Nationwide Insurance
GEICO Insurance
Universal Property Insurance
The Hartford Insurance
Chubb Insurance

...and many more carriers to serve your unique insurance needs

Get in Touch

Experience the brokerage upgrade you've been looking for. Fast answers, strong markets, and total clarity start here

Call or Text

(904) 900-5063

Location

3119 Spring Glen Rd 101
Jacksonville FL 32207

Insurance Guidance Tailored to You

Your needs come first. There is no one size fits all solution for your business or coverage. We tailor insurance to your needs, not someone else's goal.

Captive Agents

Online or Direct

Atesa Risk Advisors
Personalized Policy Recommendations
Dedicated Service Team
No Sales Pressure
Uses Tech To Simplify The Process
Access to Multiple Carriers
varies

What Our Clients Say

Don't just take our word for it - hear from businesses and families we've helped protect

What our customers say
Excellent on Google
 out of 5 based on 94 reviews

Insurance Simplified

Getting the right insurance shouldn't be complicated. Our proven 4-step process makes it simple.

01

Discovery Call

We learn about your unique situation, needs, and current coverage gaps.

02

Know Your Options

Through our partners, all insurance solutions become available to you

03

Make Your Choice

We present options side-by-side and explain exactly what you're getting.

04

Ongoing Support

We're here when you need us - service, questions, or policy changes.

Ready to Save on Insurance?

Get a free quote in minutes. No obligation, no pressure