HONEST GUIDANCE, SMARTER TOOLS, BETTER COVERAGE
Getting better insurance should not mean paying more. You deserve better than rushed quotes and one-size-fits-all policies. We break it down. You will know what's covered, and what's not. Insurance with confidence!
Why Choose Atesa Risk Advisors
Insurance Simplified
We Shop, You Save
Access to 40+ A-rated carriers means we find you the best coverage at the best price. Most clients save 20% or more.
Always Available
No more waiting days for a callback. We pride ourselves on fast, clear communication when you need us.
Dave Ramsey Trusted
As a RamseyTrusted Pro, we've been vetted for excellence in service, integrity, and customer satisfaction.
LionRater™ Insurance Price EstimatorHow Much Should You Be Paying for Insurance?
Use our LionRater™ Insurance Estimator to get an instant insurance estimate based on real Florida price data. No personal information required. See how your price compares to the state average.
Ricardo Alonso
In 2020 I founded Atesa Risk Advisors, we offer insurance solutions to diverse businesses, groups, and individuals. I truly enjoy educating clients on insurance and our everchanging Florida marketplace. Just like every business is different, our solutions are tailored to your specific circumstances and needs.
My professional career began in construction and development. This is where I saw the need for insurance professionals knowledgeable in what business owners were actually looking for. Not ones just repeating the same old story.
I make sure that our team brings you the attention you deserve.
All insurance brokers have access the same markets, the difference is in our service.
Education
Harvard University, Cambridge, MA
Master of Liberal Arts (ALM) in Extension Studies - Finance, May 2022
Florida International University, Miami, FL
Bachelor of Business Administration, Fall 2020
Licenses
2-20 General Lines Agent
2-15 Health & Life Agent
General Contractor- Florida
Companies We Represent
As an independent insurance agency, we partner with top-rated carriers to find you the best coverage at competitive rates. We shop the market so you don't have to.
...and many more carriers to serve your unique insurance needs
Get in Touch
Experience the brokerage upgrade you've been looking for. Fast answers, strong markets, and total clarity start here
Call or Text
(904) 900-5063Location
3119 Spring Glen Rd 101
Jacksonville FL 32207
Insurance Guidance Tailored to You
Your needs come first. There is no one size fits all solution for your business or coverage. We tailor insurance to your needs, not someone else's goal.
Captive Agents
Online or Direct
What Our Clients Say
Don't just take our word for it - hear from businesses and families we've helped protect
Google Reviews (102)
Annaleigh Johnson
I can't recommend Ricardo enough. He was so easy to work with, and he helped my family save a ton of money on homeowners and flood insurance. I'm on social security every dollar ma...
Danelys Torres
Easy to work with! Saved money on homeowners insurance and flood insurance, was able to review insurance policies and compare multiple companies for a better price
Ero Torrales
Excellent customer service.
Carlos Torres
Ricardo and his Team were able to help our HOA save money on our property insurance and helped us review our associations coverages in a way that was easy to understand, thank you!
milton mercado
Ricardo helped our association save a ton of money on our insurances, he also helped cover some gaps our prior agent left on directors and officers insurance would recommend highly
Maria Laboy-Castro
Ricardo Alonso was very helpful with the three different quotes I reviewed from him and answered all my questions so that my husband and Ican make an informed decision. He saved me...
Insurance Simplified
Getting the right insurance shouldn't be complicated. Our proven 4-step process makes it simple.
Discovery Call
We learn about your unique situation, needs, and current coverage gaps.
Know Your Options
Through our partners, all insurance solutions become available to you
Make Your Choice
We present options side-by-side and explain exactly what you're getting.
Ongoing Support
We're here when you need us - service, questions, or policy changes.
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