Build More. Worry Less. Never Overpay.
Stop waiting on slow brokers. We shop aggressively, bind coverage fast, and protect your hard work without the fluff.
What is Construction Insurance?
Builder's risk and comprehensive coverage for construction projects
Builder's Risk
Covers buildings under construction against fire, theft, vandalism, and weather damage during the build
General Liability
Protects against third-party injuries and property damage arising from construction activities
Equipment Coverage
Protects cranes, excavators, and heavy equipment from damage, theft, or breakdown
Common Construction Insurance Claims
- Fire Damages Partially Completed Building: Electrical fire destroys framing and materials - Builder's risk pays to rebuild
- Storm Damage During Construction: Hurricane damages roof structure before weather-tight - Builder's risk covers repairs
- Theft of Building Materials: $50,000 in copper wiring and HVAC equipment stolen from job site - Builder's risk reimburses
- Crane Collapse Injures Bystander: Equipment failure causes crane to tip, injuring pedestrian - GL covers medical and legal costs
- Vandalism to Construction Site: Vandals break windows and damage drywall - Builder's risk pays for cleanup and replacement
Why Choose Atesa for Construction Insurance?
We specialize in construction coverage for all types of businesses
Competitive Pricing
We compare quotes from 40+ carriers to find you the best construction insurance rates
Fast Response
Quick quotes, clear communication, and responsive service when you need us most
Compliant Coverage
We ensure your policy meets all requirements for construction projects and builders
Get Your Construction Quote
Fill out the form below and we'll provide a competitive quote within 24 hours
Key Construction Insurance Coverage Features
Comprehensive protection for construction projects
Builder's Risk Coverage
Protects structures under construction from fire, theft, vandalism, and weather damage
General Liability
Covers bodily injury and property damage claims at construction sites
Workers Compensation
Mandatory coverage for construction worker injuries and occupational diseases
Installation Floater
Covers materials and equipment during transit and installation
Pollution Liability
Protects against environmental contamination claims during construction
Professional Liability
Covers design errors, omissions, and construction defect claims
Insurance Guidance Tailored to You
Your needs come first. There is no one size fits all solution for your business or coverage. We tailor insurance to your needs, not someone else's goal.
Captive Agents
Online or Direct
Project Types We Cover
Comprehensive insurance for construction projects of all sizes and types
Residential Construction
Single-family homes, custom builds, and residential development projects
Commercial Construction
Office buildings, retail spaces, warehouses, and commercial facilities
Infrastructure Projects
Roads, bridges, utilities, and public infrastructure development
Renovation & Remodeling
Interior remodels, building upgrades, and renovation projects
Green Building & Sustainable
LEED-certified, eco-friendly, and sustainable construction projects
Multi-Unit Residential
Apartments, condos, townhomes, and multi-family housing developments
Don't see your project type? We cover construction projects of all kinds.
Construction Insurance FAQs
Get answers to common questions about this coverage
Trusted by Our Clients
See what our clients have to say about their experience with Atesa Risk Advisors