Atesa Risk Advisors

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Your One-Stop Shop For All Of Your Insurance —

We make the process of finding the best insurance simple again.

When you do business with Atesa, you have direct access to some of the brightest minds in the insurance industry. Our team can offer a wide range of coverage options from some of the highest rated insurers in the world.

Our Trusted Advisors

Are Here To Help

Atesa was founded to do what’s in the best interest of it’s clients by protecting their lifestyle and providing transparency and communication for its clients.

Atesa is a 100% independently owned family run firm providing auto, home, commercial, life, and health insurance along with Medicare and financial planning.

How It Works

Our recipe for client success begins and ends with you in mind. We’ve taken decades of best practices and combined them together with the latest in technology


We build a protection plan that allows our clients to sleep at night knowing that no stone has been left unturned in protecting them, their family, or their business.


Atesa uncovers what’s unique about every client. Once understood, we work on creating a plan to address your needs when it comes to insurance.


Putting a plan in place is only the first step in truly protecting each client. We ensure that as your needs change, your insurance and financial arrangements change with them.

Meet Ricardo

Ricardo Alonso is working to change the face of traditional insurance agencies. Too often clients face the plague of insurance agents who communicate poorly and are unorganized. Having earned his Master’s degree from Harvard University Ricardo is familiar with the latest in business practices, yet always focuses on practical common sense. Ricardo is the only Dave Ramsey Endorsed Local Provider in Miami. Being Bi-lingual in English and Spanish, he enjoys traveling, experiencing new cultures, and exercising with his wife Danelys. During his free time, he loves spending time with his newborn, and family.

Meet Our Team of Dave Ramsey Trusted Providers

Ricardo Alonso, Armando Portillo, Estefania Cruz-Alvarez, Michael Carballo